Plan your financial future with our comprehensive investment calculator. Calculate compound interest, project returns, and analyze different investment scenarios to make informed decisions.
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Compound interest is the interest calculated on the initial principal and also on the accumulated interest of previous periods. It's often called "interest on interest" and can significantly boost investment growth over time.
Higher potential returns typically come with higher risk. Diversification can help manage risk while maintaining growth potential.
Projections are based on the mathematical principles of compound interest and assume consistent returns. Actual investment returns will vary due to market fluctuations, economic conditions, and other factors. These projections should be used for planning purposes only.
Yes, adjusting for inflation is recommended for long-term planning. Inflation reduces purchasing power over time, so $1 million in 20 years won't have the same value as $1 million today. Our calculator shows both nominal and inflation-adjusted values.
Historical averages: Stocks ~10%, Bonds ~4-6%, Real Estate ~7-9%. Conservative estimates typically use 4-6%, balanced portfolios 7-8%, and aggressive strategies 9-12%. Past performance doesn't guarantee future results.
Fees have a significant impact over time due to compounding. A 1% annual fee on a $100,000 investment earning 7% for 30 years reduces the final balance by approximately $100,000. Always consider fees when choosing investments.
